{"id":743,"date":"2026-02-13T21:04:47","date_gmt":"2026-02-13T21:04:47","guid":{"rendered":"https:\/\/tubanc.com\/?page_id=743"},"modified":"2026-02-24T23:04:59","modified_gmt":"2026-02-24T23:04:59","slug":"productos","status":"publish","type":"page","link":"https:\/\/tubanc.com\/en\/productos\/","title":{"rendered":"Productos"},"content":{"rendered":"<section class=\"l-section wpb_row us_custom_ed1e5f22 height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container stretched\"><div class=\"vc_column-inner\"><div class=\"w-html\"><section class=\"nexus-products\">\n    <div class=\"nexus-header\">\n        <h2 class=\"title-tech\">Your Credit in <span class=\"gradient-blue\">3 Steps<\/span><\/h2>\n    <\/div>\n\n    <div class=\"nexus-wrapper\">\n        <input type=\"radio\" name=\"nexus\" id=\"nexus-1\" checked style=\"display:none;\">\n        <input type=\"radio\" name=\"nexus\" id=\"nexus-2\" style=\"display:none;\">\n        <input type=\"radio\" name=\"nexus\" id=\"nexus-3\" style=\"display:none;\">\n\n        <div class=\"nexus-nav\">\n            <label for=\"nexus-1\" class=\"node\">\n                <div class=\"node-number\">01<\/div>\n                <div class=\"node-label\">Application<\/div>\n            <\/label>\n            <div class=\"node-line\"><\/div>\n            <label for=\"nexus-2\" class=\"node\">\n                <div class=\"node-number\">02<\/div>\n                <div class=\"node-label\">Approval<\/div>\n            <\/label>\n            <div class=\"node-line\"><\/div>\n            <label for=\"nexus-3\" class=\"node\">\n                <div class=\"node-number\">03<\/div>\n                <div class=\"node-label\">Premiere<\/div>\n            <\/label>\n        <\/div>\n\n        <div class=\"nexus-display\">\n            <div class=\"nexus-nav-arrows\">\n                <label for=\"nexus-2\" class=\"next-arrow n-step-1\"> <svg width=\"24\" height=\"24\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M12 5l7 7-7 7\"\/><\/svg><\/label>\n                <label for=\"nexus-3\" class=\"next-arrow n-step-2\"> <svg width=\"24\" height=\"24\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 12h14M12 5l7 7-7 7\"\/><\/svg><\/label>\n                <label for=\"nexus-1\" class=\"next-arrow n-step-3\"><svg width=\"24\" height=\"24\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M17 1l4 4-4 4M3 5h18M11 19l-4-4 4-4M21 15H3\"\/><\/svg><\/label>\n            <\/div>\n\n            <div class=\"nexus-content c1\">\n                <div class=\"content-body\">\n                    <h3 class=\"step-title\">1. Credit Application<\/h3>\n                    <p>For an immediate response, make sure you meet these basic requirements:<\/p>\n                    \n                    <div class=\"requisitos-mini-grid\">\n                        <div class=\"req-pill\"><span>\u2713<\/span> Legal age (ID\/CE\/PPT)<\/div>\n                        <div class=\"req-pill\"><span>\u2713<\/span> Current active income<\/div>\n                        <div class=\"req-pill\"><span>\u2713<\/span> 6 verifiable months<\/div>\n                        <div class=\"req-pill\"><span>\u2713<\/span> Living in Colombia<\/div>\n                        <div class=\"req-pill\"><span>\u2713<\/span> Actual ability to pay<\/div>\n                        <div class=\"req-pill\"><span>\u2713<\/span> Authorization of references<\/div>\n                    <\/div>\n\n                    <ul class=\"nexus-list\">\n                        <li>Access the Digital Application Form<\/li>\n                        <li>Register your data and work activity<\/li>\n                        <li>Attach your proof of income<\/li>\n                    <\/ul>\n\n                    <div class=\"nexus-actions\">\n                        <a href=\"https:\/\/tubanc.com\/en\/inscripciones\/\" class=\"btn-primary-shimmer\" target=\"_blank\">Start Application Now<\/a>\n                        <a href=\"https:\/\/tubanc.com\/en\/simulador-de-credito\/\" class=\"btn-outline-tech\" target=\"_blank\">Simulate my quota<\/a>\n                    <\/div>\n                <\/div>\n                <div class=\"content-visual\">\n                    <div class=\"vector-glow\"><\/div>\n                    <svg viewbox=\"0 0 100 100\" class=\"svg-icon\">\n                        <rect x=\"20\" y=\"20\" width=\"60\" height=\"60\" rx=\"10\" stroke=\"currentColor\" fill=\"none\" stroke-width=\"2.5\"\/>\n                        <line x1=\"35\" y1=\"40\" x2=\"65\" y2=\"40\" stroke=\"currentColor\" stroke-width=\"2.5\" class=\"anim-line\"\/>\n                        <line x1=\"35\" y1=\"50\" x2=\"55\" y2=\"50\" stroke=\"currentColor\" stroke-width=\"2.5\" class=\"anim-line delay-1\"\/>\n                        <circle cx=\"50\" cy=\"70\" r=\"4\" fill=\"currentColor\" class=\"anim-pulse\"\/>\n                    <\/svg>\n                <\/div>\n            <\/div>\n\n            <div class=\"nexus-content c2\">\n                <div class=\"content-body\">\n                    <h3 class=\"step-title\">2. Quota Approval<\/h3>\n                    <p>We assign a credit limit based on your real potential and not just your traditional history.<\/p>\n                    <ul class=\"nexus-list\">\n                        <li>Competitive interest rates<\/li>\n                        <li>Flexible terms tailored to your needs<\/li>\n                        <li>Notification in record time<\/li>\n                    <\/ul>\n                    <div class=\"nexus-actions\">\n                        <a href=\"https:\/\/tubanc.com\/en\/inscripciones\/\" class=\"btn-primary-shimmer\" target=\"_blank\">Start Application Now<\/a>\n                        <a href=\"https:\/\/tubanc.com\/en\/simulador-de-credito\/\" class=\"btn-outline-tech\" target=\"_blank\">Simulate my quota<\/a>\n                    <\/div>\n                <\/div>\n                <div class=\"content-visual\">\n                    <div class=\"vector-glow blue\"><\/div>\n                    <svg viewbox=\"0 0 100 100\" class=\"svg-icon\">\n                        <path d=\"M55 10 L25 50 L45 50 L35 90 L75 40 L55 40 Z\" stroke=\"currentColor\" fill=\"none\" stroke-width=\"2.5\" class=\"anim-path\"\/>\n                        <circle cx=\"55\" cy=\"10\" r=\"3\" fill=\"currentColor\" class=\"anim-pulse\"\/>\n                    <\/svg>\n                <\/div>\n            <\/div>\n\n            <div class=\"nexus-content c3\">\n                <div class=\"content-body\">\n                    <h3 class=\"step-title\">3. Disbursement and Premiere<\/h3>\n                    <p>Choose your vehicle from our nationwide network of partners. We handle the direct payment to the dealership.<\/p>\n                    <ul class=\"nexus-list\">\n                        <li>Immediate approval letter<\/li>\n                        <li>More than 12 cities with allies<\/li>\n                        <li>Simplified procedures<\/li>\n                    <\/ul>\n                    <div class=\"nexus-actions\">\n                        <a href=\"https:\/\/tubanc.com\/en\/inscripciones\/\" class=\"btn-primary-shimmer\" target=\"_blank\">Start Application Now<\/a>\n                        <a href=\"https:\/\/tubanc.com\/en\/simulador-de-credito\/\" class=\"btn-outline-tech\" target=\"_blank\">Simulate my quota<\/a>\n                    <\/div>\n                <\/div>\n                <div class=\"content-visual\">\n                    <div class=\"vector-glow cyan anim-glow-pulse\"><\/div>\n                    <svg viewbox=\"0 0 100 100\" class=\"svg-icon anim-key\">\n                        <circle cx=\"35\" cy=\"50\" r=\"15\" stroke=\"currentColor\" fill=\"none\" stroke-width=\"2.5\"\/>\n                        <circle cx=\"35\" cy=\"50\" r=\"5\" fill=\"currentColor\"\/>\n                        <rect x=\"50\" y=\"46\" width=\"35\" height=\"8\" rx=\"2\" stroke=\"currentColor\" fill=\"none\" stroke-width=\"2.5\"\/>\n                        <line x1=\"65\" y1=\"54\" x2=\"65\" y2=\"65\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/>\n                        <line x1=\"75\" y1=\"54\" x2=\"75\" y2=\"65\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/>\n                    <\/svg>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<style>\n:root {\n    --t-navy: #010f1e;\n    --t-blue: #0444FF;\n    --t-cyan: #00d4ff;\n}\n\n.nexus-products {\n    position: relative;\n    padding: 100px 5%;\n    background: linear-gradient(rgba(0, 0, 0, 0.75), rgba(0, 0, 0, 0.85)), \n                url('https:\/\/tubanc.com\/wp-content\/uploads\/2026\/02\/llavemotomotor.webp');\n    background-size: cover;\n    background-position: center;\n    background-attachment: fixed;\n    overflow: hidden;\n    color: white;\n    font-family: 'Inter', sans-serif;\n    text-align: center;\n    margin-top: -80px; \n}\n\n.nexus-wrapper { position: relative; z-index: 10; max-width: 1100px; margin: 0 auto; }\n.nexus-header { margin-bottom: 60px; position: relative; z-index: 10; }\n.title-tech { font-size: 42px; font-weight: 800; margin-top: 10px; color: white; letter-spacing: -1.5px; }\n.gradient-blue { background: linear-gradient(90deg, var(--t-blue), var(--t-cyan)); -webkit-background-clip: text; -webkit-text-fill-color: transparent; }\n\n.nexus-nav { display: flex; justify-content: center; align-items: center; gap: 20px; margin-bottom: 80px; }\n.node { cursor: pointer; transition: 0.4s; opacity: 0.4; }\n.node-number { width: 60px; height: 60px; border: 2px solid var(--t-blue); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-weight: 800; font-size: 20px; margin: 0 auto; }\n.node-label { margin-top: 8px; font-size: 14px; font-weight: 600; color: rgba(255,255,255,0.6); }\n.node-line { width: 100px; height: 2px; background: rgba(255,255,255,0.1); }\n\n#nexus-1:checked ~ .nexus-nav .node:nth-child(1),\n#nexus-2:checked ~ .nexus-nav .node:nth-child(3),\n#nexus-3:checked ~ .nexus-nav .node:nth-child(5) { opacity: 1; transform: scale(1.1); }\n#nexus-1:checked ~ .nexus-nav .node:nth-child(1) .node-number,\n#nexus-2:checked ~ .nexus-nav .node:nth-child(3) .node-number,\n#nexus-3:checked ~ .nexus-nav .node:nth-child(5) .node-number { background: var(--t-blue); box-shadow: 0 0 25px var(--t-blue); }\n\n.nexus-display {\n    \/* Transparencia muy ligera solicitada (0.9) *\/\n    background: rgba(1, 15, 30, 0.9);\n    border: 1px solid rgba(255,255,255,0.08);\n    border-radius: 40px; padding: 60px;\n    min-height: 520px; position: relative; overflow: hidden;\n    backdrop-filter: blur(15px);\n}\n\n.requisitos-mini-grid {\n    display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin: 25px 0; text-align: left;\n}\n\n.req-pill {\n    background: rgba(255, 255, 255, 0.04); border: 1px solid rgba(0, 212, 255, 0.1);\n    padding: 10px 15px; border-radius: 12px; font-size: 13px; color: #cbd5e0; display: flex; align-items: center; gap: 10px;\n}\n.req-pill span { color: var(--t-cyan); font-weight: 900; }\n\n.nexus-actions { display: flex; gap: 15px; flex-wrap: wrap; justify-content: flex-start; }\n\n.nexus-content { display: none; grid-template-columns: 1fr 300px; gap: 50px; text-align: left; animation: slideUp 0.5s ease forwards; }\n@keyframes slideUp { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: translateY(0); } }\n\n#nexus-1:checked ~ .nexus-display .c1,\n#nexus-2:checked ~ .nexus-display .c2,\n#nexus-3:checked ~ .nexus-display .c3 { display: grid; }\n\n.step-title { font-size: 32px; font-weight: 800; color: white !important; margin-bottom: 15px; }\n.nexus-list { list-style: none; padding: 0; margin: 20px 0; }\n.nexus-list li { margin-bottom: 10px; display: flex; gap: 12px; color: #cbd5e0; font-size: 15px; }\n.nexus-list li::before { content: \"\u2192\"; color: var(--t-blue); font-weight: 900; }\n\n\/* BOT\u00d3N PRINCIPAL *\/\n.btn-primary-shimmer {\n    display: inline-flex; align-items: center; background: var(--t-blue); color: white !important;\n    padding: 16px 32px; border-radius: 12px; text-decoration: none; font-weight: 700;\n    position: relative; overflow: hidden; transition: 0.3s;\n}\n.btn-primary-shimmer::before {\n    content: \"\"; position: absolute; top: 0; left: -100%; width: 50%; height: 100%;\n    background: linear-gradient(to right, transparent, rgba(255,255,255,0.3), transparent);\n    transform: skewX(-25deg); animation: shimmer 3s infinite;\n}\n@keyframes shimmer { 0% { left: -100%; } 30% { left: 150%; } 100% { left: 150%; } }\n\n\/* BOT\u00d3N SECUNDARIO (Simulador) *\/\n.btn-outline-tech {\n    display: inline-flex; align-items: center; background: rgba(0, 212, 255, 0.05); color: var(--t-cyan) !important;\n    padding: 15px 32px; border-radius: 12px; text-decoration: none; font-weight: 700;\n    border: 1px solid var(--t-cyan); transition: 0.3s;\n}\n.btn-outline-tech:hover { background: var(--t-cyan); color: var(--t-navy) !important; box-shadow: 0 0 20px rgba(0, 212, 255, 0.4); }\n\n.nexus-nav-arrows { position: absolute; right: 30px; top: 50%; transform: translateY(-50%); z-index: 100; }\n.next-arrow { display: none; background: rgba(4, 68, 255, 0.1); padding: 15px; border-radius: 50%; border: 1px solid var(--t-cyan); cursor: pointer; color: var(--t-cyan); transition: 0.3s; }\n.next-arrow:hover { background: var(--t-blue); color: white; transform: scale(1.1); }\n#nexus-1:checked ~ .nexus-display .n-step-1,\n#nexus-2:checked ~ .nexus-display .n-step-2,\n#nexus-3:checked ~ .nexus-display .n-step-3 { display: flex; }\n\n.content-visual { position: relative; display: flex; align-items: center; justify-content: center; }\n.svg-icon { width: 180px; height: 180px; color: var(--t-cyan); z-index: 2; filter: drop-shadow(0 0 10px rgba(0, 212, 255, 0.3)); }\n.vector-glow { position: absolute; width: 200px; height: 200px; background: radial-gradient(circle, rgba(0, 212, 255, 0.15) 0%, transparent 70%); filter: blur(30px); }\n\n@media (max-width: 900px) {\n    .nexus-content { grid-template-columns: 1fr; text-align: center; }\n    .content-visual { display: none; }\n    .node-line { width: 40px; 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