{"id":751,"date":"2026-02-13T21:05:28","date_gmt":"2026-02-13T21:05:28","guid":{"rendered":"https:\/\/tubanc.com\/?page_id=751"},"modified":"2026-03-10T19:37:36","modified_gmt":"2026-03-10T19:37:36","slug":"beneficios-ser-cliente","status":"publish","type":"page","link":"https:\/\/tubanc.com\/en\/beneficios-ser-cliente\/","title":{"rendered":"Beneficios Clientes"},"content":{"rendered":"<section class=\"l-section wpb_row us_custom_ed1e5f22 height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container stretched\"><div class=\"vc_column-inner\"><div class=\"w-html\"><section class=\"tubanc-benefits-hub\">\n    <div class=\"benefits-header\">\n        <span class=\"eyebrow-tech\">Exclusive Advantages<\/span>\n        <h2 class=\"title-tech\">Much more than a loan: <span class=\"gradient-blue\">an ecosystem for you<\/span><\/h2>\n    <\/div>\n\n    <div class=\"bento-grid\">\n        \n        <div class=\"bento-item main-protection hover-group\">\n            <div class=\"bento-visual\">\n                <svg viewbox=\"0 0 100 100\" class=\"svg-tech\">\n                    <path d=\"M50 15 L80 30 V55 C80 75 50 85 50 85 C50 85 20 75 20 55 V30 L50 15Z\" stroke=\"currentColor\" fill=\"none\" stroke-width=\"2.5\" class=\"anim-shield-draw\"\/>\n                    <line x1=\"25\" y1=\"30\" x2=\"75\" y2=\"30\" stroke=\"var(--t-cyan)\" stroke-width=\"2\" class=\"anim-scan-line\" \/>\n                <\/svg>\n            <\/div>\n            <div class=\"bento-text\">\n                <h3 class=\"bento-title\">Your vehicle, and you, always safe<\/h3>\n                <div class=\"benefits-split\">\n                    <div class=\"split-col\">\n                        <h4 class=\"sub-title-cyan\">Debtors&#039; Life Insurance<\/h4>\n                        <ul class=\"nexus-list\">\n                            <li>It covers death and total disability of the policyholder.<\/li>\n                            <li>It covers the total balance of the debt (principal + interest).<\/li>\n                            <li>The debt is not transferred to your family in the event of a disaster.<\/li>\n                            <li>Valid for the entire term of your loan.<\/li>\n                        <\/ul>\n                    <\/div>\n                    <div class=\"split-col\">\n                        <h4 class=\"sub-title-cyan\">Comprehensive Insurance<\/h4>\n                        <ul class=\"nexus-list\">\n                            <li>Covers total\/partial loss due to damage or theft.<\/li>\n                            <li>Comprehensive civil liability towards third parties.<\/li>\n                            <li>Assistance included: crane, transport and protection.<\/li>\n                        <\/ul>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"bento-item hover-group\">\n            <div class=\"bento-visual\">\n                <svg viewbox=\"0 0 100 100\" class=\"svg-tech anim-key\">\n                    <circle cx=\"35\" cy=\"50\" r=\"15\" stroke=\"currentColor\" fill=\"none\" stroke-width=\"2.5\"\/>\n                    <circle cx=\"35\" cy=\"50\" r=\"5\" fill=\"currentColor\"\/>\n                    <rect x=\"50\" y=\"46\" width=\"35\" height=\"8\" rx=\"2\" stroke=\"currentColor\" fill=\"none\" stroke-width=\"2.5\"\/>\n                    <line x1=\"65\" y1=\"54\" x2=\"65\" y2=\"65\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/>\n                    <line x1=\"75\" y1=\"54\" x2=\"75\" y2=\"65\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/>\n                <\/svg>\n            <\/div>\n            <div class=\"bento-text\">\n                <h3 class=\"bento-title\">Your vehicle is your property<\/h3>\n                <p class=\"bento-desc\">Real financing, not a lease. The vehicle is registered in your name from day one with chattel mortgage.<\/p>\n            <\/div>\n        <\/div>\n\n        <div class=\"bento-item hover-group\">\n            <div class=\"bento-visual\">\n                <svg viewbox=\"0 0 100 100\" class=\"svg-tech\">\n                    <circle cx=\"50\" cy=\"50\" r=\"35\" stroke=\"currentColor\" fill=\"none\" stroke-width=\"2\" stroke-dasharray=\"10 5\" class=\"anim-rotate-slow\"\/>\n                    <path d=\"M30 50 L45 65 L75 35\" stroke=\"var(--t-cyan)\" fill=\"none\" stroke-width=\"4\" stroke-linecap=\"round\" class=\"anim-check-draw\"\/>\n                <\/svg>\n            <\/div>\n            <div class=\"bento-text\">\n                <h3 class=\"bento-title\">Comprehensive Risk Coverage<\/h3>\n                <ul class=\"nexus-list\">\n                    <li>The FGA acts as your institutional guarantor.<\/li>\n                    <li>Access to formal credit without a traditional credit history.<\/li>\n                    <li>Digital and immediate procedure 100%.<\/li>\n                <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"bento-item col-span-2 hover-group\">\n            <div class=\"bento-text\">\n                <h3 class=\"bento-title\">Automated payments with Nequi<\/h3>\n                <div class=\"nequi-steps\">\n                    <div class=\"n-step\"><strong>1. Authorization:<\/strong> You sign the automatic debit upon receiving your vehicle.<\/div>\n                    <div class=\"n-step\"><strong>2. Activation:<\/strong> You confirm the process from your Nequi App.<\/div>\n                    <div class=\"n-step\"><strong>3. Weekly Payment:<\/strong> Automatic discount without queues or additional procedures.<\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<style>\n\/* VARIABLES DE MARCA TUBANC *\/\n:root {\n    --t-navy: #0a1324;\n    --t-blue: #0444FF;\n    --t-cyan: #00d4ff;\n    --t-white: #ffffff;\n    --t-gray: rgba(255, 255, 255, 0.7);\n}\n\n\/* CONTENEDOR PRINCIPAL CON FONDO *\/\n.tubanc-benefits-hub {\n    position: relative;\n    padding: 120px 5%;\n    \/* Fondo con overlay oscuro del 85% *\/\n    background: linear-gradient(rgba(0, 0, 0, 0.75), rgba(0, 0, 0, 0.85)), \n                url('https:\/\/tubanc.com\/wp-content\/uploads\/2026\/02\/ecosistemamotoscarros.webp');\n    background-size: cover;\n    background-position: center;\n    background-attachment: fixed;\n    font-family: 'Inter', sans-serif;\n    color: var(--t-white);\n    margin-top: -70px; \n}\n\n.benefits-header { text-align: center; margin-bottom: 70px; position: relative; z-index: 10; 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} }\n\n.anim-key { transform-origin: 35% 50%; animation: keySwing 4s infinite ease-in-out; }\n@keyframes keySwing { 0%, 100% { transform: rotate(-5deg); } 50% { transform: rotate(15deg); } }\n\n.anim-rotate-slow { transform-origin: center; animation: rotateFull 12s linear infinite; }\n@keyframes rotateFull { from { transform: rotate(0deg); } to { transform: rotate(360deg); } }\n.anim-check-draw { stroke-dasharray: 100; stroke-dashoffset: 100; animation: checkFill 1.5s 0.8s forwards ease-out; }\n@keyframes checkFill { to { stroke-dashoffset: 0; } }\n\n\/* LISTAS Y TEXTOS *\/\n.benefits-split { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; }\n.nexus-list { list-style: none; padding: 0; }\n.nexus-list li { font-size: 14px; margin-bottom: 10px; color: var(--t-gray); display: flex; gap: 8px; }\n.nexus-list li::before { content: \"\u2022\"; color: var(--t-blue); font-weight: bold; }\n.nequi-steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 20px; 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